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Canadian Travel Credit Card Comparison: Business / Corporate Credit Cards

By Credit Card Company

This chart is part of Rewards Canada's Guide to Choosing a Travel Rewards Credit Card
and is a comparison of all the Cashback travel rewards credit cards in Canada.
Also be sure to visit our new feature: THE ULTIMATE CASH BACK CREDIT CARD PORTFOLIO! "Technically speaking, a Cashback credit card is not considered to be a Travel Rewards credit card but due to the fact you can apply that cash dividend towards travel makes it only fitting we include these type of cards in our guide"

We also offer the following comparison charts:


Feature / Card

ATB Platinum Cash Rewards MasterCard

ATB Gold Cash Rewards MasterCard

BMO CashBack World Elite

MasterCard

BMO CashBack World MasterCard

BMO CashBack MasterCard

Canadian Tire Cash Advantage MasterCard Capital One® Aspire Cash™ Platinum MasterCard®    

Chase Amazon.ca Rewards Visa® Card

CIBC Dividend Visa Infinite

CIBC Dividend Visa
Platinum

CIBC Dividend Visa

HSBC MasterCard

MBNA SmartCash MasterCard

National Bank Edition
MasterCard

President's Choice Financial
MasterCard

Feature / Card

RBC Cash Back MasterCard

RBC Visa Cash Back
Card

Rogers Platinum MasterCard

Scotia Momentum VISA Infinite card

Scotia Momentum VISA card

Scotia Momentum no fee VISA card

SimplyCash™ Preferred Card from American Express®

SimplyCash™ Card from American Express® Tangerine Money-Back MasterCard

TD Cash Back MasterCard Card

TD Gold Elite Visa Card

VanCity enviro Gold Visa

VanCity enviro Classic Visa

Feature / Card

/

Fees/Costs

/

Fees/Costs

/

Annual Fee

$120

$0

$120

$79

$0

$0

   

$0

First year free than $99 (apply Mar 31, 17)

First year free than $99 (apply by Mar 31, 16)

$0

No Fee as long as you have an HSBC Premier or Advance package

$0

À la carte Rewards Plan: $20
No Fee: $0

$0

Annual Fee

$0

$19

First year free then $29 per year

or free if your Rogers bill is set up as an preauthorized payment on the card

First year free (apply by May 31) then $99
per year

$39

$0

$79

$0

$0

$0

$99

$99

: $0

Annual Fee

Supp. Card Fee

$25

$0

$50

$35

$0

$0

See Application

 

$0

$30

$30

$0

$0

$0

$0

$0

Supp. Card Fee

$0

$0

$30

$30

$15

$0

$0

$0

$0

$0

$39

$0

$0

Supp. Card Fee

Interest Rate

19.9%

19.9%

19.99%

19.99%

19.99%

19.99%

19.8%

 

19.99%

19.99%

19.99%

19.99%

Premier: 12.9%
Advance: 17.9%

19.99%

19.5%

?

Interest Rate

19.99%

19.99%

19.99%

19.99%

19.99%

19.99%

19.99%

19.75%

19.95%

19.99%

19.99%

19.5%

19.5%

Interest Rate

Foreign Exchange Transaction Fee ? ? 2.5% 2.5% 2.5% 2.5%

?

  0% 2.5% 2.5% 2.5% 2.5% 2.5% 2.5% ? Foreign Exchange Transaction Fee 2.5% 2.5%

0%

2.5% 2.5% 2.5% 2.5% 2.5% 1.5% 2.5% 2.5% 2.5% 2.5% Foreign Exchange Transaction Fee

Minimum Income

N/A

N/A

$70,000 Personal or $120,000 Household

$60,000 Personal or $100,000 Household

N/A

N/A

N/A

 

N/A

$60,000 Personal or $100,000 Household

$15,000

$15,000

N/A

$35,000 Household

N/A

?

Minimum Income

N/A

N/A

N/A

$60,000 Personal or $100,000 Household

N/A

N/A

$15,000

$15,000

N/A

N/A

N/A

$35,000

$15,000

Minimum Income

Minimum Credit Limit

$500

$500

N/A

N/A

N/A

N/A

N/A

 

N/A

N/A

N/A

N/A

N/A

N/A

$500

?

Minimum Credit Limit

N/A

N/A

N/A

$5,000

$500

$500

N/A

N/A

N/A

$1,500

$5,000

N/A

N/A

Minimum Credit Limit

/

Cash Back Earning

/

Cash Back Earning

/

Card

ATB Platinum Cash Rewards MasterCard

ATB Gold Cash Rewards MasterCard

BMO CashBack World Elite

MasterCard

BMO CashBack World MasterCard

BMO CashBack MasterCard

Canadian Tire Cash Advantage MasterCard

Capital One® Aspire Cash™ Platinum MasterCard®

 

Chase Amazon.ca Rewards Visa® Card

CIBC Dividend Visa Infinite

CIBC Dividend Visa
Platinum

CIBC Dividend Visa

HSBC MasterCard

MBNA SmartCash MasterCard

National Bank Edition
MasterCard

President's Choice Financial
MasterCard

Card

RBC Cash Back MasterCard

RBC Visa Cash Back
Card

Rogers Platinum MasterCard

Scotia Momentum VISA Infinite card

Scotia Momentum VISA card

Scotia Momentum no fee VISA card

SimplyCash™ Preferred Card from American Express®

SimplyCash™ Card from American Express® Tangerine Money-Back MasterCard

TD Cash Back MasterCard Card

TD Gold Elite Visa Card

VanCity enviro Gold Visa

VanCity enviro Classic Visa

Card

Welcome Bonus

0

0

4% cash back on all purchases in the first 4 months - Max. $250 cashback

0

4% cash back on all purchases in the first 4 months - Max. $125 cashback

SPC: $50 Bonus Cashback

0

0

 

$20 Amazon.ca Gift Certificate

4% cash back on all your spending up to $5,000 over the first 6 statements

0

0

0

0

0

$20 (awarded as four 5,000 point coupons)

Welcome Bonus

0

0

$35 Cash back

0

0

0

0

0

0

0

0

$45
(2,000 points on enrolment, 2,500 points on 1st purchase)

$20
(2,000 points on enrolment)

Welcome Bonus

Renewal Bonus

0

0

0

0

0

0

0

 

0

0

0

0

0

0

0

0

Renewal Bonus

0

0

0

0

0

0

0

0

0

0

0

$35
(3,500 points)

0

Renewal Bonus

Earning Ratio

1% Cash back on all purchases

1% Cash back on all purchases

1.75% Cash back on all purchases

1.25% Cash back on all purchases

1% Cash back on all purchases

0.25% on the first $1,500 in purchases 0.5% on purchases above $1,500 and up to $3,000 1% on purchases above $3,000

1.5% on purchases above $24,000.

Earn 1% cash rewards on all purchases

  2% cash back per $1 spent at Amazon.ca

1% Cash back on all other purchases

4% on Gas and Grocery Purchases 2% on Tim Hortons and TELUS purchases 1% on all other purchases 4% on Gas and Grocery Purchases 2% on Tim Hortons and TELUS purchases 1% on all other purchases Tier one - 0.5% cash back for net annual card purchases up to $6,000 Tier two - - 1% cash back for net annual card purchases over $6,000 2% cash back on your first $6,000 in net annual grocery purchases

1% Cash back on all purchases

1% Cash back on all purchases

À la carte Rewards Plan:1% Cash back on all purchases

No Fee: 0.5% Cash back on all purchases

1% Cash Back on all purchases (awarded as PC Points)

Earning Ratio

0.5% on the first $6,000 of spend then 1% Cash back on all purchases

2% Cash back on Grocery Purchases up to $6,000 annualy

1% Cash back on all purchases

1.75% Cash back on all purchases

4% on eligible gas station and grocery store purchases 2% on drug store purchases and recurring bills

1% cash back on all other

1% Cash back on all purchases

0.5% Cash back on all purchases

1.5% Cash back on all purchases up to $100,000 annually

1.25% thereafter

1.25% Cash back on all purchases 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice 1% Money-Back Rewards on all other purchases

Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.

0.75% Cash back on all purchases

1% Cash back on all purchases

1% Cash back on all purchases

0.5% Cash back on all purchases

Earning Ratio

Bonus Features

N/A

N/A

N/A

N/A

N/A

N/A

 

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Bonus Features

N/A

N/A

N/A

N/A

N/A

N/A

5% for the first 6 months up to a maximum of $400

N/A

4% Cash Back in your chosen categories for the first 3 months (You must apply by Jan 20, 17 to get this bonus)

N/A

N/A

N/A

N/A

Bonus Features

Maximum Annual Cash back limt

$3,000

Unlimited

Unlimited

1.25% back on up to $7,000 per month

Unlimited

Unlimited

Unlimited

 

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Maximum Annual Cash back limt

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Maximum Annual Cash back limt

/

Category Spend Bonuses

/

Category Spend Bonuses

/

Card

ATB Platinum Cash Rewards MasterCard

ATB Gold Cash Rewards MasterCard

BMO CashBack World Elite

MasterCard

BMO CashBack World MasterCard

BMO CashBack MasterCard

Canadian Tire Cash Advantage MasterCard

Capital One® Aspire Cash™ Platinum MasterCard®

   

Chase Amazon.ca Rewards Visa® Card

CIBC Dividend Visa Infinite

CIBC Dividend Visa
Platinum

CIBC Dividend Visa

HSBC MasterCard

MBNA SmartCash MasterCard

National Bank Edition
MasterCard

President's Choice Financial
MasterCard

Card

RBC Cash Back MasterCard

RBC Visa Cash Back
Card

Rogers Platinum MasterCard

Scotia Momentum VISA Infinite card

Scotia Momentum VISA card

Scotia Momentum no fee VISA card

SimplyCash™ Preferred Card from American Express®

SimplyCash™ Card from American Express® Tangerine Money-Back MasterCard

TD Cash Back MasterCard Card

TD Gold Elite Visa Card

VanCity enviro Gold Visa

VanCity enviro Classic Visa

Card

Grocery

3%

N/A

N/A

N/A

N/A

N/A

N/A

 

N/A

4%

4%

2% cash back on your first $6,000 in net annual grocery purchases

Premier World only:
1.5%

5% for the first 6 months, 2% thereafter

N/A

World Elite: 3% at Loblaw's, Real Canadian Superstore, etc.

Grocery

2% Grocery Purchases up to $6,000 annualy

N/A

N/A

4%*

2%*

1%*

N/A

5% for the first 6 months, 1.25%

thereafter*

2%
(if you choose this as one of your bonus categories)

N/A

N/A

N/A

N/A

Grocery

Gas

3%

N/A

N/A

3% at Shell Stations only

N/A

up to 3% at Canadian Tire Gas Bars only

N/A

 

N/A

4%

4%

N/A

Premier World only:
1.5%

5% for the first 6 months, 2% thereafter

N/A

World Elite: up to 3% at Esso Regular

up to 2% at Esso

Gas

N/A

N/A

N/A

4%*

2%*

1%*

N/A

5% for the first 6 months, 1.25% thereafter* 2%
(if you choose this as one of your bonus categories)

N/A

N/A

N/A

N/A

Gas

Drug Store

3%

N/A

N/A

N/A

N/A

N/A

N/A

 

N/A

N/A

N/A

N/A

Premier World only:
1.5%

N/A

N/A

World Elite: 3% at Shoppers Drug Mart

Drug Store

N/A

N/A

N/A

2%**

2%*

1%*

N/A

N/A

2%
(if you choose this as one of your bonus categories)

N/A

N/A

N/A

N/A

Drug Store

Home Improvement

3%

N/A

N/A

N/A

N/A

up to 3% at Canadian Tire

N/A

 

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

Home Improvement

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

2%
(if you choose this as one of your bonus categories)

N/A

N/A

N/A

N/A

Home Improvement

Restaurant

N/A

N/A

N/A

N/A

N/A

N/A

N/A

 

N/A

2% on Tim Hortons purchases

2% on Tim Hortons purchases

N/A

N/A

N/A

N/A

N/A

Restaurant

N/A

N/A

N/A

N/A

N/A

N/A

N/A

5% for the first 6 months, 1.25% thereafter* 2%
(if you choose this as one of your bonus categories)

N/A

N/A

N/A

N/A

Restaurant

Other

N/A

N/A

N/A

N/A

N/A

up to 3% at Canadian Tire, Mark’s Work Wearhouse, L’Équipeur

N/A

 

2% Cash back on all Amazon.ca purchases

2% on TELUS purchases

2% on TELUS purchases

N/A

Premier World only:
2% on Foreign Currency Purchases

N/A

N/A

World Elite: 2% at PC Travel & PC Mobile

Regular:
2% at PC Travel

Other

N/A

N/A

N/A

2% on recurring bill payments**

2% on recurring bill payments*

1% on recurring bill payments*

N/A

N/A

2% on Furniture or Hotel or Recurring Bill Payments or Public Transportation and parking or Entertainemnt
(if you choose them as one of your bonus categories)

N/A

N/A

N/A

N/A

Other

/

Benefits

/

Benefits

/

Card

ATB Platinum Cash Rewards MasterCard

ATB Gold Cash Rewards MasterCard

BMO CashBack World Elite

MasterCard

BMO CashBack World MasterCard

BMO CashBack MasterCard

Canadian Tire Cash Advantage MasterCard

Capital One® Aspire Cash™ Platinum MasterCard®

   

Chase Amazon.ca Rewards Visa® Card

CIBC Dividend Visa Infinite

CIBC Dividend Visa
Platinum

CIBC Dividend Visa

HSBC MasterCard

MBNA SmartCash MasterCard

National Bank Edition
MasterCard

President's Choice Financial
MasterCard

Card

RBC Cash Back MasterCard

RBC Visa Cash Back
Card

Rogers Platinum MasterCard

Scotia Momentum VISA Infinite card

Scotia Momentum VISA card

Scotia Momentum no fee VISA card

SimplyCash™ Preferred Card from American Express®

SimplyCash™ Card from American Express® Tangerine Money-Back MasterCard

TD Cash Back MasterCard Card

TD Gold Elite Visa Card

VanCity enviro Gold Visa

VanCity enviro Classic Visa

Card

Common Carrier Travel Accident Insurance

$300,000

$300,000

No

No

No

No

Yes

 

No

$1,000,000

$500,000

$100,000

No

$1,000,000

No

No

Common Carrier Travel Accident Insurance

No

No

No

$500,000

No

No

$100,000

$100,000 No

No

$500,000

up to $500,000

up to $200,000

Common Carrier Travel Accident Insurance

Flight Delay Insurance

No

No

Yes

Yes

No

No

No

 

No

Yes

No

No

Premier: Yes
Advance: No

No

No

No

Flight Delay Insurance

No

No

No

Yes

No

No

Yes

No

No

No

No

No

No

Flight Delay Insurance

Delayed, Lost, Stolen, and/or Damaged Baggage Insurance

No

No

Loss, Theft, Damage

Loss, Theft, Damage

No

No

Baggage Delay

 

No

Yes

No

No

Premier: Yes
Advance: No

No

No

No

Delayed, Lost, Stolen, Damaged Baggage Insurance

No

No

No

Delayed & Lost

No

No

Yes

No

No

No

Delayed & Lost

Yes

No

Delayed, Lost, Stolen, Damaged Baggage Insurance

Trip Cancellation Insurance

No

No

No

No

No

No

No

 

No

No

No

No

Premier: Yes
Advance: No

No

No

No

Trip Cancellation Insurance

No

No

No

No

No

No

No

No

No

No

No

No

No

Trip Cancellation Insurance

Trip Interruption Insurance

No

No

No

No

No

No

No

 

No

Yes

No

No

No

Yes

No

No

Trip Interruption Insurance

No

No

No

Yes

No

No

No

No

No

No

Yes

No

No

Trip Interruption Insurance

Travel Medical Insurance

No

No

Yes - 8 Days up to the age of 65

No

No

No

No

 

No

Yes

No

No

Premier: Yes
Advance: No

No

No

World Elite: Yes
10 Days up to 65 years old

Travel Medical Insurance

No

No

No

Yes
15 Days up to 65 years old

No

No

Yes
15 Days up to 65 years old

No

No

Optional for a fee

No

No

No

Travel Medical Insurance

Auto Rental/Loss Damage Insurance

Yes

Yes

Yes

No

No

No

Yes

 

No

Yes

Yes

No

Yes

Yes

No

World Elite: Yes

Auto Rental/Loss Damage Insurance

No

No

No

Yes

No

No

Yes

Yes

No

Yes

Yes

No

Auto Rental/Loss Damage Insurance

Purchase Protection

Yes

Yes

Yes

Yes

Yes

No

Yes

 

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Purchase Protection

Yes

Yes

No

Yes

Yes

No

Yes

Yes

Yes

No

Yes

Yes

Yes

Purchase Protection

Price Protection

No

No

No

No

No

No

Yes

 

No

No

No

No

No

World Version: Yes

No

No

Price Protection

No

No

No

No

No

No

No

No

No

No

No

No

No

Price Protection

Extended Warranty Plan

Yes

Yes

Yes

Yes

Yes

No

Yes

 

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Extended Warranty Plan

Yes

Yes

No

Yes

Yes

No

Yes

Yes

Yes

No

Yes

Yes

Yes

Extended Warranty Plan

Travel Concierge Service

No

No

Yes

No

No

No

No

 

No

Yes

No

No

No

World Version: Yes

No

World Elite: Yes

Travel Concierge Service

No

No

No

Yes

No

No

No

No

No

No

No

No

No

Travel Concierge Service

Enhanced Hotel/Dining Services

No

No

No

No

No

No

No

 

No

Yes

No

No

No

No

No

No

Enhanced Hotel/Dining Services

No

No

No

Yes

No

No

No

No

No

No

No

No

No

Enhanced Hotel/Dining Services

Link to Apply

Apply Now Apply Online

SPC: Apply Online

 

Link to Apply

Link to Apply

Notes:

N/A

N/A

N/A

N/A

N/A

N/A

N/A

 

This card has no Foreign
Transaction Fee

The 4% and 2% cash back offers are only available on the first $80,000 in net annual card purchases (meaning all card purchases by all cardholders, at any type of merchant) or $20,000 on gas, grocery, TELUS or Tim Hortons purchases on your account, whichever comes first

N/A

N/A

No

N/A

N/A

N/A

Notes:

N/A

N/A

* Up to the first $25,000 total spend on Gas & Grocery ** Up to the first $25,000 total spend on Drug Store & recurring bill payments This card has no Foreign

Transaction Fee

* Up to the first $25,000 total spend on Gas & Grocery

** Up to the first $25,000 total spend on Drug Store & recurring bill payments

* Up to the first $25,000 total spend on Gas & Grocery, Drug Store & recurring bill payments

* Up to the first $25,000 total spend on Gas & Grocery, Drug Store & recurring bill payments

N/A

* Up to $250 total  

N/A

Automatic membership in the Deluxe TD Auto Club to all TD Gold Elite Visa cardholders

N/A

N/A

Notes:


Category: Travel Insurance

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