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Frequently Asked Questions FAQ

Yes, cover is included for pregnancy. However it relates solely for complications that arise during the course of the pregnancy because being pregnant is not considered to be a medical condition. Most sections of the policy carry an Excess. You have agreed to pay towards a claim under each section of the policy. The amount may vary depending on the level of cover you have chosen. It is applicable per person per section. The Excess will be reduced to NIL if you have used an EHIC (formerly E111) to reduce your medical expenses bill. You are considered to have a pre-existing medical condition if You answer “Yes” to any part of the following questions, which You were asked when You applied for insurance with Us.

Category: Travel Insurance


Airline rules and travel insurance in pregnancy

In this article Like many pregnant women, you may be planning a last nappy-free holiday before your baby is born. It could be a beach holiday in Goa, a short trip to Bangkok, a romantic getaway with your husband to Switzerland, a long awaited visit to relatives in America or simply going home to your parents' place for a relaxing time before your baby is born. Whatever your choice, don't leave it too late. Once you have passed the 28th week of your pregnancy, travelling gets a lot more complicated with travel insurers reluctant to give cover, and airlines requiring a doctor's letter.

Category: Travel Insurance


Best Travel Insurance for Dubai*?

Dubai is an amazing travel destination. Home to the world’s tallest building, largest man-made islands and biggest indoor malls and entertainment complexes, this desert oasis is a must-see destination on many travel lists. Do I need travel insurance?Travel insurance with cover for medical expenses is compulsory when applying for visa to the United Arab Emirates (UAE). Furthermore, a comprehensive policy provides protection against both the specific risks of travelling in Dubai and common travel concerns including:Emergency medical expenses. Healthcare is expensive in the UAE and travel insurance can cover hospital fees and medical repatriation if necessary.

Category: Travel Insurance


Leadership | Manchester

Find out more about our executive team at Carat Manchester. Managing Director | Carat Manchester Show Bio Hide BioI studied Media to degree level at Leeds University before starting my agency career in London.   After the obligatory ‘year out’ and gaining further experience at Mindshare in Sydney, I moved home to Manchester in 2001 and joined Carat. In my current role as agency Managing Director, I feel fortunate to lead a talented and passionate team who are focused on delivering effective communication solutions for our clients.   A key part of my role is supporting that team and I place real emphasis on developing our people, ensuring they are well equipped to embrace the challenges we face operating in an increasingly complex media ecosystem.

Category: Travel Insurance


Travelers Insurance

In an uncertain world, Travelers is an insurance leader, committed to keeping pace with the ever-changing needs of our customers, and anticipating their needs for the future. There is no stronger testament to our dedication to protecting customers from loss than our continued innovation and ability to transform our industry. In fact, from the first ever auto and space travel policies and hybrid car discount, to the 2009 founding of The Travelers Institute for public policy, our history of advancements has propelled our company—and our industry—towards ever higher standards for customers.

Category: Travel Insurance


Insurance

At myaware, we understand that living with myasthenia can make finding suitable or affordable insurance products a challenge. That's why we've teamed up with Fish Insurance, a company that specialises in providing insurance products for people who live with pre-existing medical conditions and disabilities. Through Fish Insurance, we can show our members and supporters that there are insurance products available that can meet their needs. Fish Insurance has an extensive range of products available including travel, home, car, mobility equipment, life insurance and insurance for your carer.

Category: Travel Insurance


Credit cards no match for travel insurance

US-based travel insurance provider CSA Travel Protection has advised consumers that credit cards are not a good replacement for travel insurance. The company has debunked the common misconception that credit cards will cover travellers on a trip to the same extent as full insurance coverage, explaining that many credit cards that include some travel protection features often provide coverage for fewer events and tend to offer lower benefit limits than travel insurance. “Most cards only offer trip cancellation/interruption benefits for travel arrangements purchased with the card,” said Bob Chambers, CSA’s vice-president of operations.

Category: Travel Insurance


Multitrip Cover from Voyager - Voyager

With all the excitement of going on holiday such as picking exciting destinations and choosing between hotels, it is sometimes all too easy to overlook the importance of travel insurance,. . . Read More Increased Voyager Travel Insurance cash limit for Greece After 3 weeks of closure, Greek banks reopened this morning. However, cash withdrawal limits still remain in place. As a result, holidaymakers travelling to Greece are advised by the UK Government. . . Read MoreIf you are planning on having several holidays this year then a Voyager Annual multi trip travel insurance policy may be for you.

Category: Travel Insurance


Travel Insurance Summary of Covers

Choose from 2 levels of cover to suit your needs and pockets. Annual multi-trip policies are available up to the age of 74 and single trip policies to the age of 85. Premium loadings are applied to travellers aged 65 and over. Optional cover is available for winter sports, golf and business trips. We also offer travel policies from other insurers with differing terms and conditions. With English speaking staff and 24 hour emergency assistance you can rest assured that we have your holiday covered. Area Definitions: Where we cover Andorra Czech Republic Iceland Monaco Slovenia The Azores Cyprus Ireland Montenegro Slovakia Austria Denmark Italy Morocco Spain Balearic Islands Egypt Latvia Norway Sweden Belarus Estonia Lithuania Netherlands Switzerland Belgium Finland Luxembourg Poland Tunisia Bulgaria France Liechtenstein Portugal Turkey Bosnia & Herzegovina Germany Macedonia Romania United Kingdom Canary Islands Gibraltar Madeira Russia (West of the Urals) Ukraine Channel Islands Greece Malta San Marino Croatia Hungary Moldova Serbia Worldwide (including USA & Canada) Exclusion: You are not covered for travel to a country or specific area if this is against advice issued by the UK Foreign & Commonwealth Office unless this has been agreed in advance by us.

Category: Travel Insurance


24 Best New Bank Account Promotions & Offers – March 2017

It’s possible to make $100s just by opening up a bank account. But sorting through the best offers can be tricky. At Money Crashers, we comb through hundreds of deals every month to find you the most lucrative sign-up bonuses – some worth up to $1,000. We also rank the best high-yield checking accounts, cash back credit cards, and more. Don’t want to miss out? Here are the best bank promotions for the month of March. Top Bank Account Promotions (March 2017)1. TD Bank Premier CheckingSM – $300 Cash BonusApply online for a new TD Bank Premier account and you’ll get a $300 cash bonus once you receive direct deposits of more than $2,500 within 60 days.

Category: Travel Insurance


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