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Check out this page on diamond.co.uk

Diamond Car Insurance launched in June 1997 specialising in cheaper car insurance shaped for women drivers; and have been offering car insurance quotes on the Internet since 2000. Diamond has always been passionate about providing cheaper car insurance quotes for women; and we've always been advocates that women should pay less for car insurance because they are better drivers. However from the 21st December 2012, a new law introduced by the European Court of Justice has enforced a ban meaning insurance companies are no longer able to calculate insurance premiums based on gender.

Category: Insurance Reviews


Don't Make These Mistakes When Buying Your Malpractice Insurance!

Don't Make These MistakesWhen Buying Your Malpractice InsuranceContributed byCMF Group Let�s get started. . . Mistake #1:Not knowing the difference between �Claims-made� vs. �Occurrence� insurance policies. It is important to understand the difference between the two most common types of professional liability insurance plans - �Claims-made� and �Occurrence�. Under a �claims-made� policy, the policy covers claims made against you only while the policy is in effect. The down side of this type of policy is that coverage must be continued indefinitely to assure coverage for claims filed in the future for actions that occurred in the past.

Category: Insurance Reviews


What is GAP insurance?

The following post originally appeared on our   RoadLoans blog,  The Open Road. Just about everyone who buys a car from a dealership has experienced it. It’s the hard sell of car amenities at the end of the car-buying process. You are ushered to a room where a dealership employee, probably the finance manager, provides the contract for you to sign, financing your new vehicle. Then there is the checklist of auto add-ons. You can include extended warranty, additional servicing packages and GAP insurance or Guaranteed Asset Protection.  What is GAP insurance? It’s one of the ways you protect your pocketbook, should something happen to your car before you finish paying it off.

Category: Insurance Reviews


MetLife MultiProtect

Gold MultiProtect plan is a new accident and hospital cover solution designed to help individuals and families to strengthen their financial safety net from a company best known for its group risk products. The new plan can also complement more traditional protection insurance products, effectively extending the range of cover. The plan is priced from £7 a month, with customers choosing to have from one (£7pm) to five (£35pm) ‘units’ of cover. Each unit of cover provides: A cash lump sum of £500 for a major broken bone. That is, arm; back; neck; hip; pelvis; cranium; mandible; shoulder, or wrist.

Category: Insurance Reviews


Medicare claims processing manual

1. Medicare Claims Processing Manual Chapter 3 - Inpatient Hospital Billing Table of Contents (Rev. 2654, 02-08-13) Transmittals for Chapter 3 10 - General Inpatient Requirements 10. 1 - Forms 10. 2 - Focused Medical Review (FMR) 10. 3 - Spell of Illness 10. 4 - Payment of Nonphysician Services for Inpatients 10. 5 - Hospital Inpatient Bundling 20 - Payment Under Prospective Payment System (PPS) Diagnosis Related Groups (DRGs) 20. 1 - Hospital Operating Payments Under PPS 20. 1. 1 - Hospital Wage Index 20. 1. 2 - Outliers 20. 1. 2. 1 - Cost to Charge Ratios 20.

Category: Insurance Reviews


What is Household insurance and does it cover water and flood damage?

Definition It is unlikely that there ever would have been more Google searched from South Africa for insurance related searches on water and flood damage. The last time that there has been so much flooding was in the light 1980”s  – a time before Google! It is important to recognize the responsibility is entirely ours to find out which situations are covered and which are not! In this post we would like to discuss the impact of water damage on insurance – and especially the damage to homes and household belongings! As a start we need to consider the different descriptions of “Home” and “Household” Home insurance will cover the actual building, the structure and permanent fixtures – the bricks and mortar.

Category: Insurance Reviews


Online people power a 'game changer' as consumers fight insurance firms – and win

Wednesday looms large for Julie Rattray. For 16 months, the Catholic Health Care carer has singlehandedly battled her employer's insurer, Catholic Church Insurance, over life-changing injuries sustained at work – and the related claim it now refuses to pay. "Lost all faith": Julie Rattray is facing financial ruin after suffering life-changing injuries at work.  Photo: Jude Keogh At some stage on November 5, her electricity and phone will be disconnected.  With three children, a mortgage and mounting medical bills, she sees "no way back. " "I've lost all faith, I have no fight left," she toldThe Sun-Heraldlast week.

Category: Insurance Reviews


Owners bitten by pet insurance

Not surprisingly, the quality of cover can vary enormously, as can the cost. But although these are all annual policies – like household or car insurance – it is far harder to switch at a later date if you buy the wrong one. It is therefore crucial to understand clearly what you are buying as wrong decisions can prove costly. Those buying pet insurance need to study the terms and conditions. Most importantly, customers need to check whether treatment will be covered beyond a 12-month period, and then what the maximum payout will be for any one condition – this can range from £3,000 to £12,000.

Category: Insurance Reviews


Pen Commercial Products

Pen Underwriting's Commercial Team provides bespoke commercial insurance with a comprehensive range of risk management products.    Our wordings are market leading whilst our risk management products give our clients something unique in the insurance market place and our brokers a competitive advantage over their peers.  Our range of insurance products include embedded cover extensions meaning superior cover as standard with an ability to increase limits of indemnity in line with business needs.   Our comprehensive risk management product (Pen Risk Solutions) is free of charge and includes Business Continuity Planning, Health & Safety Training and Health & Safety Management.

Category: Insurance Reviews


MiddleOak Exiting Personal Lines; Selling Business to Mapfre

Spanish insurance giant MAPFRE SA has said it wants to expand and is eying acquisitions in both Europe and the U. S. Barely two months into 2015, it has pulled the trigger on one such deal in New England, reports CarrierManagement. com. MAPFRE, in an email to affected agencies, revealed that its U. S. arm inked a deal with MiddleOak Insurance to take over its personal lines insurance business. MiddleOak, which was formed by Massachusetts companies Holyoke Mutual Insurance Co. and Middlesex Mutual Insurance in 2006, will still continue with its commercial lines business.

Category: Insurance Reviews


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