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Insurance Policy

What Is The Cadillac Tax? A Simple Explainer On Health Insurance Levy And Why People Are For Or Against It

A lot of people — legislators, presidential candidates, journalists, economists, pundits — are talking about the so-called Cadillac tax, arguing over whether it will work when it goes into effect in 2018, what unintended consequences it could have, whether it should be repealed. But what is the Cadillac tax, exactly, and whom does it affect?A good clue to understanding the Cadillac tax is in its name, which is actually a nickname. A component of the Affordable Care Act, it is levied on only the most expensive employer-sponsored health insurance plans—the so-called Cadillacs of health coverage.

Category: Insurance Policy


[How to] check LIC policy details & status online, sms & phone

372,923 views If you have an LIC policy and you can check details / status of your LIC policy via LIC portal (www. licindia. in) , by phone or by SMS. You can check the status of your LIC policy online by policy number, make the premium payment online, print receipt, check premium payment calendar, surrender value details, bonus etc. Policyholders can enroll policies on their own life only. If the policy pertains to a different person viz. spouse, children etc, then he/she is requested to register a separate user-id and enroll the respective policy/ies under that user-id.

Category: Insurance Policy


NRMA Motoring And Services Membership Faqs | NRMA Motoring & Services

Here are the answers to some of the more common questions we are asked about NRMA Membership. If you can't find the answer to your question here, please call our friendly call centre on 13 11 22.   1. How do I renew online? With our new facility to view and update Membership details online, a secure login is required to complete any online Membership transactions or changes.   If you would like to establish a profile and renew your NRMA Membership online please visit Renewals.   Alternatively you can also renew your NRMA Membership via the following:  In person at your nearest NRMA Office or Australia Post Outlet Via credit card using our automated phone system on 13 11 44.

Category: Insurance Policy


Safeco Package

Quote With a Local Agent Find an Insurance Agent by StateWhen it comes to protecting both your home and car, as well as your other assets, having the right insurance is critical. The Safeco Package offers the best combination of savings, convenience and coverage available. When you need to cover multiple possessions, we’ve got the perfect answer - a Safeco Package. Top 3 Reasons to Choose the Safeco Package 1. Big Savings Save up to 15 percent Combine your home and auto policies as a Safeco Package. Single loss deductible If your car, motorcycle, boat or RV insured with Safeco is damaged in the same event as your home, you may only have to pay one deductible.

Category: Insurance Policy


Smoking and Your Life Insurance Policy: What Happens if You Start?

It’s a well-known truth that smokers pay higher life insurance rates.   The health risks of smoking have been well documented and insurance companies protect themselves from this higher risk by increasing rates for tobacco users.   Failure to disclose your smoking habits to your insurance company when you apply for a life insurance policy constitutes fraud, and could result in your policy being cancelled or a claim being denied.   But what happens when you start after you have already taken out a policy? What Constitutes a Smoker For Insurance Purposes? There are many levels of tobacco use, from the occasional cigar smoker to the heavy cigarette smoker.

Category: Insurance Policy


Why a term insurance policy is the best life cover option

READ MORE ON » premium | investment | insurance | financial | ET Wealth Ensuring a family’s financial security at a low cost is the ‘return’ offered by term insurance. Gautam, a 28-year-old IT professional, has got married recently. His parents are financially dependent on him. He saves Rs. 15,000 each month. He thinks his insurance requirement would be Rs. 50 lakh. For the term insurance plan that his relationship manager is recommending, his annual premium will be Rs. 10,000, payable over 30 years. He thinks a term insurance is a bad choice because he will not get any ‘returns’ on it.

Category: Insurance Policy


Apollo Munich Optima Restore Policy Wordings

0 Comments 0 Likes Statistics Notes Be the first to like this 1. OptimaRESTORECustomer Information Sheet 10th Floor, Building No. 10, Tower B, DLF City Phase II, DLF Cyber City, Gurgaon-122002The information mentioned below is illustrative and not exhaustive. Information must be read in conjunction with the product brochures and policy document. Incase of any conflict between the Key Features Document and the policy document the terms and conditions mentioned in the policy document shall prevail. REFER TO POLICY TITLE DESCRIPTION CLAUSE NUMBER Product Name Optima Restore What am I a.

Category: Insurance Policy


FAQs Business Accounts

Q. Can you take my payment over the phone? A. No, unfortunately, we cannot accept payments over the telephone. Payments are accepted through our website FedNat. com with credit card or check. Once you are in the home screen select the “Submit a Payment” tab and the system will guide you through the payment process. Q. Can I pay online if the policy has been cancelled? A. No. You will need to contact your agent to be advised of the procedures for reinstatement. Your agent’s name and phone number is listed on the policy declarations page. Q. Is there a late fee if my payment is not received on time? A.

Category: Insurance Policy


J&P Cycles Partners with GEICO Insurance

The new partnership agreement provides riders with personal insurance consultations from GEICO at J&P Cycles stores during Bike Week inDaytona Beach, Floridaand the Sturgis Rally inSouth Dakota. Additionally, J&P Cycles Gold Club members and GEICO motorcycle insurance policy holders will receive other benefits online and at events to be announced throughout the year. Riders and customers will also find detailed information on how to select the right motorcycle protection and access to no-obligation insurance quotes from GEICO from the J&P Cycles website.

Category: Insurance Policy


Check out: 3rd party motor insurance vs comprehensive cover

Deepak Yohannan MyInsuranceClub. com Since a car is such a precious possession, we always try to keep it safe. Therefore motor insurance is not only mandatory, it is also a complete necessity. However, you have to be careful while selecting the kind of motor insurance as different categories cover different needs. There are primarily two kinds of motor insurance – third party insurance and comprehensive insurance and while deciding which one you want, you must be clear about the advantages of each as well as your own requirements. Take a look at this article to get a comparison of both.

Category: Insurance Policy


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