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Insurance Policy

Travel Insurance

An insurance product designed to cover the costs and losses, and reduce the risk associated with, unexpected events you might incur while traveling. It's often pitched as the best protection for those traveling domestically or abroad. Many online companies selling airplane tickets or travel packages allow consumers to purchase travel insurance (also known as travelers insurance) as an added service. Some travel insurance policies cover damage to personal property; rented equipment, such as a rental cars; or even the cost of paying a ransom in the case of a kidnapping.

Category: Insurance Policy


Present Value Calculator - NPV

Use this present value calculator to compute the value today of a lump sum payment in the future - discounted for inflation and the time value of money. The net present value calculates your preference for money today over money in the future because inflation decreases your purchasing power over time. If you want to calculate the present value of a stream of payments instead of a one time, lump sum payment then try our present value of annuity calculator here. What Is The Present Value Of A Future Lump Sum? Are you expecting to receive a lump sum of money in the future? What is the value of that money in today’s dollars? What is it worth to you today? You must always think about future money in present value terms so that you avoid unrealistic optimism and can make apples-to-apples comparisons between investment alternatives.

Category: Insurance Policy


WTC Leaseholder Bought Terrorism Insurance Just Before 9/11?

World Trade Center leaseholder Larry Silverstein bought terrorism insurance two months before 9/11, then collected double its value on the grounds that there were two attacks. See Example(s) Mixture RATING Mixture ORIGIN Some of the most persistent contemporary legends about the 9/11 attacks involve people supposedly benefiting from foreknowledge of the event, whether it be a group of World Trade Center workers who “fortuitously” called in sick and escaped certain death that day, or investors who “fortuitously” bought “put options” on United and American Airlines stock immediately before the attacks, thus profiting when the prices of those stocks fell afterwards.

Category: Insurance Policy


Car Insurance Guide

Reliable car insurance for good drivers Manners matter on the road – that’s why you probably don’t cut up other cars or splash passing pedestrians; because you do the right thing on the road, we make sure we do the right thing with your car insurance. We won’t make you pay extra for things we think are essential We’re all about protecting people, so all these things come as standard with our insurance: 70% No Claim Discount, for 5 or more claim free years 24-hour accident recovery service 8 days full policy cover anywhere in the European Union replacement car keys and even locks if your keys are stolen and there's a risk the car may be next (as long as you didn’t leave your keys in or on the car while you were away).

Category: Insurance Policy


Car Insurance

Premiums Claims Feedback Financial Strength The General specializes in high-risk drivers while promising affordable rates, a combination that can be difficult to find. The company’s memorable mascot and lively commercials make them a recognizable brand among non-standard insurers. The General Summary The General was founded in 1963 as Permanent General Agency, and later sold products as Permanent General Assurance Corporation (PGAC). In 1997 the name The General came into use, although the company remains officially PGAC. The following year, American Family Insurance acquired The General, although they continue to operate as a separate company.

Category: Insurance Policy


LIC policy status by policy number Online

LIC Policy Status Life Insurance Corporation (LIC) of India is the only public sector Life Insurance Company in India. LIC is the largest life insurance company in India. Life insurance corporation of India has provided different methods to customers  to know about their lic policy status by policy number online. For viewing the policy related information, new customers are required to go through a Registration procedure, and already registered customers need to login with their respective ID’s and also you can do the process lic policy status without registration.

Category: Insurance Policy


Compare motor fleet insurance quotes now

Builders, plumbers and electricians may all require good value UK motor fleet insurance to cover their needs without paying through the nose. But regardless of whether your team drive a car, van, minibus or truck for your daily business, you need to make sure all the vehicles in your motor fleet are properly covered. And the faster you can make that happen, the more time you have to spend on the important things. Compare motor fleet insurance with Quotezone todayTo compare motor fleet insurance with Quotezone, we dont ask you to fill out lots of forms or take your valuable time calling lots of different companies.

Category: Insurance Policy


Travel Insurance - Question About Pre-Existing Condition?

Thanks to the help of our travel insurance provider, USI Travel Insurance Services, we now have some helpful tips on those pre-existing condition questions we receive. TRAVEL INSURANCE SELECT Pre-Existing Medical Condition - A Frequently Misunderstood Term   Is it really a pre-existing condition?  The term may mean one thing to you, your doctor or your medical insurance company but another to our Travel Insurance Select policy.   The golden number for our policy is 60 days.   The 60 day period immediately prior to the insurance purchase, is what the claims department will review when a claim is submitted.

Category: Insurance Policy


Insurance

Get a Quote The insurance services we provide have been the core of our business since we opened in 1982. We have vast experience in both fields of general insurance which are personal lines insurance ( such as motor & house insurance products) and commercial lines insurance (commercial insurance products). The importance of getting the right advice when purchasing an insurance product is more important now than it has been for some time. There are a number of reasons for this - the main one is that insurance companies are scrutinising every claim made and are refusing to pay out on claims if the correct cover was not in place at the time of the event being claimed for.

Category: Insurance Policy


Actual Cash Value vs Replacement Cost Insurance

Sometimes the best way to explain coverages is through an example. Here’s the example we’ll use: You purchased a new “smart” 65” television set for $700 (including any sales tax) three years ago. There was a theft at your house or apartment and your TV was stolen. How much will your insurance company pay you for the stolen TV?   The answer: It depends on whether your homeowners or renters policy has Actual Cash Value coverage or Replacement Cost Value coverage. What does this mean? If your policy covers items at the Actual Cash Value method, you will be paid for the Actual Cash Value of the item.

Category: Insurance Policy


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