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Insurance Policy

Avoid high insurance premiums Today for a vacant home? Try 'home staging'

Whether you just bought a new home and have yet to sell your old one, or you're going on a long vacation, a vacant home can lead to serious insurance problems. Your absence increases the likelihood of theft, vandalism and utility-related damage -- and your home insurance provider likely either will refuse to cover it or charge you higher premiums. Options for insuring a vacant home Nearly 1. 6 percent of U. S. homes were vacant in the first quarter of 2016, according to RealtyTrac. com, the nation’s leading source for comprehensive housing data.

Category: Insurance Policy


Naming Multiple Life Insurance Policy Beneficiaries

The beneficiaries are the most important aspect of life insurance, right?  The whole reason you buy life insurance is to protect your loved ones from financial ruin if you died – those loved ones are the beneficiaries of your policy death benefit.   Make sure your policy lists the beneficiaries and how you want the money divided correctly because you won’t be around to fix any mistakes if it’s not. When it comes to naming beneficiaries of a life insurance policy, many aren’t aware of the options you have.   You can leave the entire death benefit to one person, or even split between three individuals and a charity.

Category: Insurance Policy


Types of Life Insurance

What is a life insurance policy? A life insurance policy provides financial protection to your family in the unfortunate event of your death. At a basic level, it involves paying small sums each month (called premiums) to cover the risk of your untimely demise during the tenure of the policy. In such an event, your family (or the beneficiaries you have named in the policy) will receive a lump sum amount. In case you live till the maturity of the policy, depending on the type of life insurance policy you have opted for, you will receive returns the policy may have earned over the years.

Category: Insurance Policy


5 Reasons Why Term Life Insurance Is More Popular Than Whole Life

You might be aware that term life insurance is more popular than whole life – in fact, it is much more popular. There are tangible reasons why this true, five of them actually. When you read them you will probably agree that term life insurance is the best type of policy for your life insurance needs. 1. Lower Premiums Let’s lead off with this point since it is so obvious. And it’s important because most people consider life insurance to be a necessary evil, not something they actually desire in and of itself. After all, you’ll never be able to collect a life insurance benefit on yourself! Whenever people are looking to control their budget, they typically look for savings first in the necessary expenses.

Category: Insurance Policy


State Farm Life Insurance Review 2017

 PROS /State Farm has over 18,000 local agents who can help with life insurance, investments and more. CONS /Unless your beneficiary works with a local agent, he or she will not have a dedicated claims advisor.  VERDICT / If you prefer working with a local agent, State Farm is a good choice because of its extensive network of agents, which means your beneficiaries have a good chance of getting personal care from a local agent. It also offers mortgage term life insurance, which few companies do. State Farm offers a good selection of life insurance policies, from term and universal, to mortgage term insurance.

Category: Insurance Policy


SBI General Insurance launches long term 2-wheeler insurance

Mumbai: SBI General Insurance Company today said it has launched its Long Term Two Wheeler Insurance Policy-package providing cover for up to three consecutive years. The policy, which will be sold across State Bank of India group branches, offers comprehensive coverage for two- wheelers including damage to vehicle and third party property damage or bodily injury, a company statement said. Since premium is paid upfront for three years, policy holders are protected from increase of third party premium or in any other taxes, it said. Other features of the policy include coverage for any third party permanent injury/death caused by the insured vehicle and personal accident cover for the owner/driver of the vehicle.

Category: Insurance Policy


Pet Insurance FAQ - Pet Insurance Advice | Asda Money

Asda Pet Cover is only for cats and dogs and offers three types of insurance – Maximum Benefit cover, 12 month cover and Lifetime cover. Maximum Benefit The cost of treatment for each qualifying illness, injury or behavioural disorder up to the limit shown on your schedule, including the statement of insurance. Cover is continuous for each separate illness, injury or behavioural disorder up to the limit shown on your Schedule, including the Statement of Insurance. Continuous treatment is subject to the policy remaining in force, being continuously renewed at each anniversary and premiums received on the due date.

Category: Insurance Policy


Cancer Select (Transamerica) - Finance

Transamerica Life Insurance Company P. O. Box 8063 Little Rock, AR 72203-8063 1-800-400-3042 1-888-763-7474 Claims Fax: 501-227-1651  CancerSelect is a supplemental health insurance policy, offered through Transamerica, which provides benefits for the direct medical and indirect non-medical costs of cancer treatment. Benefits are paid in addition to any other insurance you may have, including the employer’s medical plan. Benefits are paid directly to you or directly to anyone else you choose. CancerSelect is also available to your spouse and children at the same rates.

Category: Insurance Policy


Come October, you won't be able to buy most insurance policies without an e-account

READ MORE ON » IRDAI | insurance repositories | insurance | EIA Various stakeholders, including repositories and insurance companies, need to create more awareness about the new formatThe insurance industry is all set to witness a digital revolution soon. Come October 1, 2016, insurance policies will be issued in electronic form. It is similar to buying shares online, after which they are stored in demat form. Most policies, including all motor insurance and overseas travel insurance policies, will only be purchasable in demat form. Therefore, you will need an e-Insurance Account (eIA) to buy or renew most policies from October 2016.

Category: Insurance Policy


DMV: AAA Office Locations

AAA welcomes members and non-AAA members to its offices for DMV services.   AAA offices perform the following DMV services: When renewing at a AAA office, U. S. Citizens will have a choice of a regular or verified license or ID Card.   Please see information on the Real ID Program.   Non-U. S. Citizens will need to visit a DMV office to apply for a verified renewal. AAA offices do not process the following license-related services:   Commercial Drivers' Licenses (CDL). Licenses with endorsements/restrictions for public passengers. Suspended drivers' licenses.

Category: Insurance Policy


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