Cover eligibility - Over 50s Travel Insurance - Saga

Our wide-ranging cover includes cover for most pre-existing medical conditions and no upper age limit. Friends and family of any age can be protected, even if they travel without you.

Are there any age limits?

Policyholders must be aged 50 or over. There is no upper age limit and othertravellersadded to your policy can be of any age.

Do I have to book my holiday through Saga?

No, we can offer cover no matter who you book your holiday with.

No, Saga only covers round trips that start in and return to the United Kingdom.

No, our policy only covers UK residents.

Yes, it is not compulsory to take out the insurance offered by travel agents or tour operators and you have the right to shop elsewhere if you so wish. However, they may ask you to prove that you have sufficient cover for the trip in question by asking for your policy number and cover details.

Yes, if they are listed on an annual multi-trip policy they can travel independently and still benefit from the same cover as you. This does not apply to single trip


No, the policy excess is standard and cannot be changed. Please see our summary of cover section for details of our excesses applied per claim.

No, our policy covers money and baggage as standard within the overall price of the policy.

Our policy covers over 40 different activities as standard. See our leisure and winter sports activities for a list.

We are able to extend up to 90 days if you aretravellinganywhere outside the U.S.A., Canada, Mexico or any Caribbean Islands. Iftravellingto these countries the maximum duration is 45 days or alternatively 120 days under a single trip policy.

Saga Travel Assistance is ahelplineservice that helps you sort out all kinds of travel problems before you go and while you are away, from information on the country you are visiting to advice and guidance on how to replace lost or stolen passports, luggage and travel documents.

Useful links

Get a Travel Insurance Quote

Find out more about our Travel Insurance

Single Trip Travel Insurance

Annual Multi-trip Travel Insurance

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