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What is a health insurance policy number?

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A health insurance policy number is essentially an account or identification number assigned to an individual or family covered by a health insurance provider. Each covered person has a unique number that allows the insurer and health providers to match covered treatments with the right policy information.

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Someone's policy number is normally listed on an insurance card, along with the covered person's name and the customer service numbers for the insurer. The ability to look up a policy number allows a health care provider to property quote or estimate the costs of treatment to the insured person. Employer group plans also include a group plan number, which identifies unique attributes of the coverage.

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