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Insurance Policy

FAQs - EFU Life Assurance

Your policy documents include; Policy Schedule – which mentions all the details about your policy such as your Policy Number, Name and Date of Birth, NIC Number, Date of Commencement, Date on which the Proposal was signed, Nominee, Benefit Structure of the Policy, Premium Due Date, Amount of Premium due, Mode of Payment and other Special Conditions in the policy. Policy Illustration – which spells the projected cash value (your investment value) in future years. Please note that these projected values are based on certain growth assumptions. The final cash value would be based on the actual performance of the fund your premium is invested in.

Category: Insurance Policy


What coverage does my car need?

There are many car insurance coverages to choose from, and your decision should depend on what you want covered, what you can afford and what car you own. This article explains each type of coverage to help you understand car insurance and make a smart buying decision. If you'd rather get a recommendation in just a few seconds, use our How Much Car Insurance Do I Need? tool. Property damage liability car insurance First, you should ask yourself if you have enough coverage in case of an incident occurring. If you cause damage to others, liability car insurance protects you, but it does not cover you, your passengers or your car.

Category: Insurance Policy


The Travel Insurance Experts!

Travel Guard travel insurance and assistance plans are trusted every year by millions of travelers. Their award winning customer care, suite of products and 24/7 assistance services provides you with the coverage and service you need anytime, anywhere. You can feel confident that in the event of an unexpected travel mishap, you’re protected when you purchase a Travel Guard travel insurance plan. Travel Insured International is one of todays most recognized full service travel insurance companies, serving the traveling public since 1994. Our goal is to protect our customers with high quality products that meet their needs.

Category: Insurance Policy


Cover eligibility - Over 50s Travel Insurance - Saga

Our wide-ranging cover includes cover for most pre-existing medical conditions and no upper age limit. Friends and family of any age can be protected, even if they travel without you. Are there any age limits? Policyholders must be aged 50 or over. There is no upper age limit and othertravellersadded to your policy can be of any age. Do I have to book my holiday through Saga? No, we can offer cover no matter who you book your holiday with. No, Saga only covers round trips that start in and return to the United Kingdom. No, our policy only covers UK residents.

Category: Insurance Policy


Care Home Insurance

Under the business interruption section of our policy we include up to three months business interruption cover following an outbreak of Human Infectious Disease. This covers all infectious diseases, including the likes of MRSA and swine flu and is not restricted to notifiable diseases. Does my policy include abuse cover? Yes. The policy does not exclude abuse and will protect you where you are legally liable for allegations made against you for the likes of sexual, mental and physical attacks on residents. Can I get any assistance with human resource issues such as contracts of employment, policy and procedures or staff handbooks? As part of the legal expenses cover, you will receive at no extra cost, a care-specific, online human resources management tool.

Category: Insurance Policy


Can I get car insurance for two cars on one policy?

If you own two vehicles, you’ll save a lot of time by taking out one insurance policy that covers both of them. You only have to keep up with one payment each month, and you’ll renew coverage for both vehicles simultaneously. If you’re ever in an accident, you don’t have to remember which vehicle is covered by which policy. Combining your policies will also reduce your risk of forgetting a payment, and it could save you money. Combined policies are typically cheaper than maintaining separate policies for multiple vehicles, and many insurance companies now offer discounts for multi-vehicle policies.

Category: Insurance Policy


Understanding Business Owners Policies (BOPs)

It may sound like a dance craze from the 1950s, but a BOP—a Business Owners Policy—can protect your small business against today’s most common risks. Fire, burglary, liability and business interruption losses are all covered under a BOP. Since a BOP is prepackaged, there is only one policy to review and it can be more cost effective than purchasing separate policies. Additional coverage can be added in the form of endorsements or riders. Since a BOP insurance policy is specifically designed for small and medium-sized businesses, the type of business can influence eligibility.

Category: Insurance Policy


Replace a lost or stolen device

If your device is ever lost or stolen, we'll show you how to replace it. We'll also tell you about a few easy-to-setup security features that can help protect your account information. For postpaid accountsBefore you do anything else, try to call your lost device and listen for its ring tone. If your device has anti-theft features, use them to secure and find your lost device. If you subscribe to FamilyWhere, you or a family member can use it locate your device. Note: Location data for iOS devices is limited. FamilyWhere displays only an approximate location (i.

Category: Insurance Policy


Why a ‘standard’ home insurance policy may not suffice

Normal home insurance may not suffice [] If you’re wondering what your neighbours have to do with your home insurance policy then consider this. Its winter, you’ve gone into your loft for a rummage and you notice the supporting wall of your house – the wall you share with your neighbour – is wet. You look around but can’t find water coming in from your own house but find the damage is being caused by a leak in the roof of the neighbouring property. Poor property maintenance by neighbours, floods and storms, are just some of the ways your property can be damaged through no fault of your own and such claims are far from uncommon.

Category: Insurance Policy


When and How to Cancel a Life Insurance Policy

If you want to cancel a life insurance policy, the process is generally relatively simple and painless. You could potentially cancel your life insurance policy at any time, but it may not always be in your best interest. You need to make sure that you choose the appropriate time to cancel and then use the proper procedure to do so. Here are a few things to consider about when and how to cancel a life insurance policy.   When to Cancel There are a few times that you could potentially think about canceling your life insurance policy. One time that you might want to cancel your policy is if you find a much better deal elsewhere.

Category: Insurance Policy


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