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What Does a Health Insurance Broker Do?

Those seeking to understand who is involved in the nebulous system that is contemporary American healthcare will discover a wide variety of individuals, each with unique roles. One such role is that of the health insurance broker, also known as an "independent agent" or "health insurance agent. " This article seeks to shed some light on who the health insurance broker is, what they do and, ultimately, what role they play in the selection of health insurance policies. A health insurance broker's job is to provide clients with the most appropriate health insurance policy.

Category: Business Insurance


Indiana Business Insurance · ISU American Business Insurance

Starting a business takes large amounts of money, effort, energy and time, which is why it's essential to protect your investment with Business insurance. People of the 21st century aren't afraid of litigation, so you have to be prepared for when a customer slips and falls on the ice outside your store or when your employee accidentally makes a scratch on a vehicle at a work site. You're never immune to bad things happening, but insurance will protect you financially. At ISU American Business Insurance, we can help you find policies for: Indiana Business Auto Insurance Any vehicles that are used for your business must have a minimum amount of auto insurance, as Indiana state law requires.

Category: Business Insurance


PHD Insurance Brokers, Inc.

PHD INSURANCE BROKERS, INC. “A Rich History of Dedication and Commitments” “Personal insurance you can afford,” has been the watch statement for many of our 50 years in business. Extraordinary Service is what our clients have depended on during all those years. We at PHD Insurance Brokers are committed to perform according to our Code of Values found under Contact Us to render the best service you have experienced. Our goal to do all that we do with “Pride, Honor, and Determination” keeps us running strong. PHD Insurance Brokers, Inc. is a full service insurance agency and broker.

Category: Business Insurance


Licensed Insurance Agency

As a broker, we are working for you, our clients. There are no charges for our service; we are paid by the insurance company. The plans costs the same, you just get an extra layer of service working with someone who is focused on your needs. As leadinginternational health insurance consultants , we have access to a wide variety of international health and travel insurance plans for individuals and groups so we can find the best plan to meet your specific needs. Not all plans are the same and we will guide you through the research and assist with the application process.

Category: Business Insurance


AR Group Medical Coverage

Home> Medical Plans by State > Arkansas Health Insurance> AR Health Plans>AR Small Business Health Insurance Arkansas small business owners can learn about group medical plans and offer health care coverage to employees and their families. We offer a broad selection of Arkansas group medical insurance plans from brand-name Arkansas carriers. Get free instant quotes and apply for small business health insurance. Federal Small Business Health Tax Credit for AR Small Businesses In 2010, the President signed into law the Patient Protection and Affordable Care Act, which includes special federal tax credits for small businesses offering health insurance, dental insurance or vision insurance to employees.

Category: Business Insurance


Insurance Agents and Brokers

An agent is a person who represents a principal, who can be another person or a company, and act in the principal's behalf. An insurance agent represents the insurance company and an insurance broker represents the insurance applicant—both must be licensed by the state in which they conduct business. The main duty of agents and brokers is to sell insurance. They also explain the benefits of insurance, and give their insured information as to what is covered and what isn't. They may also provide service after a loss, informing the insured what steps need to be taken to have the claim paid.

Category: Business Insurance


Commercial Auto Insurance

You and your employees depend on commercial vehicles every day as an essential part of doing business. Protect your vehicles as well as your employees with commercial auto insurance from Allied Nationwide because road conditions, weather and other drivers on the road are simply beyond your control. We can provide a commercial auto insurance quote that can include: Auto liability Medical payments Comprehensive coverage Collision coverage Uninsured and underinsured motorists coverage Coverage for autos you borrow or rent Coverage for employees using their cars for the business Commercial Auto Policy 101: If you’re considering auto coverage for your business, it’s important to understand the basic elements of a business auto policy.

Category: Business Insurance


Individual & Family Health Insurance

As an individual, you are most likely responsible not only for yourself, but also for the well being of your family. In order to keep yourself and those you care about most healthy and happy, you will want to ensure that you have the proper Health Insurance plan that can cover your every need and keep you protected financially. With the cost of healthcare on the rise, you cannot afford to take any chances. At BRIA Insurance & Risk Consultants, we offer Individual and Family Health Insurance plans to those who do not receive health benefit packages from their current employer, or are either self-employed, unemployed, or a student.

Category: Business Insurance


Allstate Insurance: Adam Lazar - San Rafael, CA

I've been with Allstate for over 23 years and have worn many hats in the company. My tenure and experience has allowed me to not only understand the ins-and-outs of insurance, but also to service hundreds of families regarding their protection needs. I can help you protect the things that are important - your family, home, car, boat and more. As your Allstate agent, I can help you understand how the choices you make - such as the car you drive - affect your insurance rate. I'm committed to helping you get the appropriate level of protection and make it easy to do business with Allstate.

Category: Business Insurance


Air Union Insurance Brokers Co., Ltd.: Private Company Information

Air Union Insurance Brokers Co. , Ltd. operates as an insurance broker. It offers brokerage services for aircraft and airline liability, airport liability, air traffic control liability, and aircraft manufacturing and repairer liability insurances. The company also offers brokerage services for MRO liability, directors' and officers' liability, property, property risk, machinery breakdown, construction and erection risk, cargo transport risk, money, employer liability, short-term life, health, and group or personal accident insurances.

Category: Business Insurance


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