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LV car insurance review
Find out all you need to know about LV car insurance and how its car insurance policies are rated in terms of cover.

Need to know:
- Unlimited cover on windscreens, windows and sunroofs
- Uninsured driver promise
- No limit for loss of keys
Table last updated in January 2017. Next updated in July 2017.
We analyse and rate the 53 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score. Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.Most important policy elements | ||
Policy element | Details | Rating |
Interest charged on payment by instalments (APR) | ![]() |
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No fault no claims discount (NCD) benefit? | ![]() |
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Uninsured driver NCD benefit? | ![]() |
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Renewal fee | ![]() |
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NCD protection claims (number per year) | ![]() |
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Theft of keys limit | ![]() |
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Fire excess (standard compulsory) | ![]() |
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Theft excess (standard compulsory) | ![]() |
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Accidental damage excess (standard compulsory) | ![]() |
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Other policy elements | ||
Policy element | Details | Rating |
Notice if insurer cancels | ![]() |
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Audio limit - manufacturer | ![]() |
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Sat Nav limit - manufacturer | ![]() |
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Child car seat cover | ![]() |
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New car replacement - damage | ![]() |
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New car replacement - period | ![]() |
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Total loss courtesy car | ![]() |
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Total loss courtesy car period | ![]() |
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Windscreen repair excess (standard compulsory) | ![]() |
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24 hour emergency helpline | ![]() |
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24 hour windscreen helpline | ![]() |
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24 hour legal advice helpline | ![]() |
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Credit card fee | ![]() |
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Misfuelling cover | ![]() |
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Driving other cars extension | ![]() |
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Driving other cars - emergency cover only? | ![]() |
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Driving other cars - only covers main policyholder? | ![]() |
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Driving other cars - cover in Europe? | ![]() |
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Windscreen damage - claim affect NCD? | ![]() |
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Windows damage - claim affect NCD? | ![]() |
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Sunroof damage - claim affect NCD? | ![]() |
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Driving abroad - courtesy car cover? | ![]() |
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Driving abroad - Days per trip comprehensive cover available | ![]() |
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Driving abroad - Days per year comprehensive cover available | ![]() |
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Contact Number | ![]() |
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Category: Auto Insurance
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