parts and labour warranties
When your car has to be repaired it's the parts and labour that make up most of the cost. So applying for a labour and car part warranty could save you money on getting your car fixed should it fail. Here's how to find the best cover.
Getting a vehicle warranty to cover the cost of car parts and labour could be a wise move so that you're not left footing the bill if your vehicle needs to be repaired at any stage.
Here's how to compare car parts and labour warranty deals to ensure you get the warranty cover you're looking for at a low price.
Most standard car warranties will restrict the amount they will cover in labour and car part costs.
This could leave you liable for meeting some of the cost of repairs, in addition to the excess you'll need to pay, if and when you need to make a claim.
With the cost of labour and car parts making up a large proportion of most repair costs, you should check the extent of cover offered by any car warranty that you're considering taking out.
To ensure you're fully financially protected find out where you'll be able to get repairs (ideally at a local garage that you rate) and then find out how much they charge for labour per hour.
Make sure the labour rate provided by the warranty insurance policy is enough to cover this before you commit.
It's also worth looking into whether there are any common issues that arise with your make and model of vehicle.
Check that these possible problems are covered by any warranty you take out
and that the amount of cover provided is sufficient to meet the full cost of any repair work, just in case they prove to be an issue with your vehicle.
Many of the best extended warranties are only available to relatively new cars, or vehicles with a low mileage.
If you drive a car that's a little older you'll need to double check that your vehicle meets the stipulated age and mileage restrictions on each of the parts and labour insurance policy you look at, then exclude any warranty policies that won't cover your vehicle from your comparison.
You may need to pay a little more for the cost of a warranty for labour on your vehicle to ensure it includes parts and all the features that you need.
So it makes sense to get several quotes to ensure you're getting the best cover possible for the cheapest price.
You can compare cheap parts warranty deals that include labour costs using our parts and labour insurance comparison table.
Who do we include in this comparison?
We include parts and labour warranty policies available from our panel of FCA regulated insurers and service plan providers. Here is more information about how our website works.
How do we make money from our comparison?
We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.
You do not pay any extra and the deal you get is not affected.
Category: Auto Insurance