Car Insurance

You don't need to purchase online – you can call in to any of our 42 local branches or give us a call and you won’t lose the discount.

We believe in rewarding safe drivers! So we're proud to offer 75% no claims discount to our customers.

10% Bundle & Save discount on every new car insurance policy you bring to us. It doesn’t matter if the existing AXA policy is not in your name, once you share an address with someone who already has a car, home or van policy with us, you automatically qualify for your car insurance Bundle & Save discount!

You need to borrow someone’s car. Your third party cover normally allows you to drive legally (your insurance cert. will confirm this). But if you crash the car, you will have to pay for any damage you caused to the car you borrowed! For an extra premium, AXA comprehensive customers can upgrade their "driving of other cars cover" to include damage to the borrowed car.

Your next door neighbour asks to borrow your car as theirs is getting serviced, your friends are moving house and your car has a bigger boot. No problem! For an extra premium, you can upgrade your policy to include open driving so other drivers aged 25 -70 with a full clean ROI or UK driving licence can drive your car with your permission.

Terms and conditions

We don’t think you should lose your no claims discount over something that’s not your fault. With our Claim without Blame benefit means that if you’re hit by an uninsured driver and it’s not your fault, you’re still protected.

Terms and conditions
  • Terms and conditions apply.
  • Optional purchases not included.
  • Standard cover under comprehensive cover.

We offer stepback no claims discount protection as standard. Provided you have at least 1 year’s no claims discount and this is the first claim that affects your no claims discount.

  • If you had 75%

    no claims discount, you still have 60%

  • If you had 70% no claims discount, you still have 55%
  • If you had 65%-55% no claims discount, you still have 50%

Some claims won’t even affect your no claims discount:

  • Loss or damage caused by fire or theft
  • Windscreen damage
  • Car & Key Rescue
Terms and conditions
  • Terms and conditions apply.
  • New customers only.
  • Optional purchases not included.
  • Accident Forgiveness is stepback no claims discount protection for customers with one or more years no claims discount.

With Pick up & Delivery we pick up your damaged(but drivable)car as we deliver your courtesy car. We repair your car to the highest standards, including a lifetime guarantee on parts and deliver your car back to you.

  • Drive your car to our approved repairer
  • Provide you with a courtesy car
  • Repair your car as quickly as possible
  • Keep you up to date with the progress of your vehicle
  • Minimum 3 year guarantee on all repairs
  • Wash and vacuum your car
  • Reduce your accidental damage excess by €100
  • Get your car back to you
Terms and conditions
  • Standard underwriting terms and conditions apply.
  • Offer applies to customers insured with AXA Insurance only.
  • Offer applies to AXA Insured customers who use an AXA Approved Garage.
  • Offer applies to private motor policies only (Taxi`s & Commercial Vehicles excluded).
  • Offer applies where vehicle is mobile following an accident.
  • Pick Up & Delivery will be offered as standard where qualifying criteria is met.
  • "Best endeavour" will apply in relation to the time scale for delivery of courtesy vehicle in times of high demand.
  • If vehicle becomes a "write off" and customer has no car hire entitlement 7 day limit applies.

Our customers enjoy everyday savings in travel, retail, fashion and motor outlets with our AXA Plus rewards club.

We pay96%of car insurance claims without quibble.

We are committed to paying car insurance claims and getting our customers back on the road as quickly as possible.

But not all claims are paid. Find out why.

Category: Auto Insurance

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