Tulare County Office of Education - Human Resources

TCOE is proud to offer our employees and their eligible dependents a generous and comprehensive benefit program to meet their family's health, pharmacy, dental, vision, and life insurance needs. Plan designs vary based on classified, certificated or management employment status, and whether the employee is working full-time or part-time. Part-time employees may be eligible for benefits on a limited or pro-rated basis. Part-time employees should check with the Human Resources office for eligibility requirements.Health Benefits - Summary of Coverage and Benefits

Health coverage is provided by Anthem Blue Cross

MDLive provides 24/7/365 access to doctors and pediatricians anytime, anywhere through the following:
  • Online Video(See a doctor using your computer over the Internet).
  • Phone Call(No webcam? No problem! Talk to a doctor over the phone).
  • Secure E-mail Advice(Ask questions and get advice privately using secure e-mail).
View more information about MDLive.

Prescription drug coverage is provided by Navitus Health Solutions, 1-866-333-2757,
More information on prescription drug coverage is provided below; however, for specific information on your prescription coverage, see page 3 of your Anthem Blue Cross Plan Summary (see appropriate link below.)

The following links will direct you to the plan available for your job classification and employment status:Health Insurance Marketplace Coverage Options and Your Health Coverage

When key parts of the health care law take effect in 2014, there will be a new way to buy health insurance: the Health Insurance Marketplace. To assist you as you evaluate options for you and your family, this notice provides some basic information about the new Marketplace and employment-based health coverage offered by the Tulare County Office of Education. Please note that this notice is informational only.

Prescription Benefits

TCOE employees and their eligible dependents who are enrolled in the employer-sponsored health plan are provided with prescription coverage which is administered by Navitus Health Solutions. Their telephone number is (866) 333-2757. Ninety-day and Free Generics are now available at Costco Walk-in Pharmacies, as well as through mail order. No Costco membership is required to utilize the pharmacy.

Dental Benefits

Dental coverage is provided by Delta Dental Premier. To receive the greatest value of benefits, services should be obtained from a participating network provider. To contact customer service for claim and benefit inquiries, call toll-free 1-866-499-3001 (Monday through Friday from 5 a.m. to 6:00 p.m. PST), or visit their website at Read more about Delta Dental.

  • Active Employees Group Number 7072 2496
  • Retired Employees Group Number 7072 2596
Vision Benefits

Vision coverage is provided by VSP, 1-800-877-7195, To receive the greatest value of benefits, services should be obtained from a participating network provider.

  • Active Employees Group Number 2575703A
  • Retired Employees Group Number 2575704A
Basic Life/Accidental Death & Dismemberment Insurance


employees, regardless of working part-time or full-time, are eligible for term life insurance in the amount of $50,000. This coverage is terminated on the last day of the month in which the employee resigns, retires, or is terminated; however, it may be continued at the individual's expense if converted to an individual policy. For additional information, contact Human Resources at 559-733-6306.

Long Term DisabilityThis plan is employer-provided for all classified, confidential, and classified management employees. The disability benefits are coordinated with sick leave paid by TCOE. Benefits begin on the 31st day of Total Disability due to a covered accident or illness. The Plan pays a monthly disability benefit of 60% of your Monthly Compensation not to exceed: (1) a maximum monthly Disability Benefit of $3,600; (2) a maximum covered Monthly Compensation of $6,000; and (3) the amount for which premium is being paid.

The plan is administered by American Fidelity Assurance Company, 1-866-504-0010.

Employee Assistance Program

This free, confidential, professional service is available for you and eligible family members during those times when your personal problems seem to be taking control of your life and job performance. EAP provides problem evaluation, referral, and short-term intervention services for help in dealing with issues such as: stress, anxiety, and depression; divorce and separation; conflict in the workplace; care of elderly parents; alcohol or drug concerns; parent-child issues; family/relationship concerns; grief and loss; financial problems; life change; illness and disability; and domestic abuse.

IRS Section 125 Benefit Summary

The Section 125 Plan is administered by American Fidelity Insurance -

General Information 1-800-654-8489 Flex Account Administration 1-800-325-0654 Benefits 1-800-662-1113

This plan allows you, as a benefit-eligible employee, to improve your overall benefit plan and to help reduce the amount of taxes you pay.

  • Pre-Tax Medical Insurance Premiums
    If you pay for all or a portion of your medical, dental or vision insurance premiums through the Office, you may pre-tax that amount, saving you approximately 25% on that money in taxes.
  • Unreimbused Medical Expense Account and Dependent Day Care Account(s)
    If you pay for dependent care or medical/dental/vision or other qualified medical expenses that are not covered by insurance, you may be able to establish a tax-free account to pay for those expenses.
  • Improve Your Total Benefit Package
    You may enroll in certain other benefits to improve your overall benefit package. Some premiums may be pre-taxed, saving even more money while improving your protection. These additional benefits include: Accident Only Insurance, Annuities, Cancer Insurance, Disability Income Insurance, Flexible Spending Accounts, Life Insurance, Long Term Care Insurance and Variable Annuities.
View an interactive Section 125 Presentation.

Section 125 Summary Plan Documents

Adobe Acrobat ReaderThe .pdf files above require Adobe Acrobat Reader to view and print. You may download the freeware version by clicking on the Adobe icon to the right.

Category: Auto Insurance

Similar articles: